Fintech (financial technology) is booming. In the startup community, everybody is talking about the new cool kid in town stealing business from the establishment. You can store money on a mobile-app-bank, invest or lend directly into promising business all over the world. Why not get your own cryptocurrency and buy drinks at your local hipster coffee place? You can even order pre paid cards for your children tracking their spending and allowance. Banks are going down and everything is changing! At least that is what I thought until a recent experience allowed me to have a sneak peak behind the curtain. Here is the story: Last year I invested in a private company through an investment platform and got lucky. 6 months after my investment, the company was acquired by an established player and I got my first startup exit. Hurray! I was super excited to follow the exit-process and what would happen after the company was sold! My excitement, however, was quickly put on hold in utter surprise of the process that followed.